3DS v2 Compliance

Modern authentication for safer, smoother payments
At Eatzy, we’re fully compliant with 3DS version 2 (3DS v2) across all applicable online payment solutions. Our implementation ensures your e-commerce operations benefit from a secure, frictionless experience that’s optimized for mobile and future-proof for regulatory changes.

We support frictionless flow, meaning that many transactions can be authenticated automatically at the Access Control Server (ACS) without requiring the customer to respond. That reduces interruptions like pop-ups, extra passwords, or additional steps in checkout.

How It Works — Key Benefits

Better mobile experience

3DS v2 is designed to work smoothly in mobile browsers and apps, making it ideal for today’s on-the-go users.

Stronger data exchange

More extensive transaction data is shared between acquirers, issuers, and schemes, improving decisioning and fraud detection.

Enhanced conversion & security

Merchants see fewer abandoned carts, fewer false declines, and greater confidence that payments are being authenticated reliably.

Impact on Merchants

Merchants using Eatzy

You’re already covered — no additional action is required. Your transactions already flow through 3DS v2.

Merchants using other acquirers

Verify whether your acquiring provider supports 3DS v2. If they don’t, your online payments may be at risk of rejection or non-compliance.

Major card networks have set transition deadlines:
• Mastercard: October 14, 2022
• Visa & American Express: October 15,
2022
After those dates, non-compliant systems (i.e. still using 3DS v1) may lose full support or face higher rates of declined transactions.